RetirementCalcByState
🌾 KS Pre-Filled
Kansas State Pension
Retirement Calculator 2026
Calculate your estimated Kansas Public Employees’ Retirement System retirement benefit using the official formula. Kansas’s 2026 rates are pre-loaded.
Formula: Years of Service × Final Average Salary × 1.85% = Annual Pension
1.85%
Benefit Multiplier
Top 3 yr avg
Final Avg Salary
5 yrs
Vesting Period
+SS
Social Security
🏛️ KPERS Calculator
Kansas Pension Benefit Estimator
Enter your years of service and final average salary — Kansas’s 1.85% multiplier is already loaded.
$
Using highest 3-year average
✓ Pre-filled — Kansas 2026 rate
Annual Pension
—
Per year
Monthly Pension
—
Per month
Replacement Rate
—
% of final salary
Calculation Breakdown
Years of Service—
Final Average Salary—
Benefit Multiplier1.85%
Annual Pension Benefit—
Income Replacement0%
⚠️ This is an estimate based on the standard Kansas Public Employees’ Retirement System formula. Actual benefits may vary based on your specific tier, early retirement reductions, survivor benefit elections, and other factors. Contact Kansas Public Employees’ Retirement System for an official benefit estimate.
🏛️ Kansas Public Employees’ Retirement System Facts
Benefit Multiplier
1.85% per year
Final Avg Salary
Highest 3-year average
Retirement Rule
Age 65 with 5 years, or Age 60 with 30 years, or Rule of 85
Vesting Period
5 years
Employee Contribution
6% of salary
Employer Contribution
14.68% of salary
Social Security
Yes — members also receive Social Security
COLA
Ad hoc — granted periodically
System Overview
Kansas KPERS has struggled with underfunding in recent years — the state has been making supplemental payments to close the gap.
What to Know About Kansas Retirement
- →Kansas KPERS has been significantly underfunded — the state legislature has made extra contributions to address the shortfall.
- →Kansas created KPERS 3 in 2015 — a cash balance plan for newer employees that guarantees a minimum return.
- →The standard pension formula is: Years of Service × Final Average Salary × 1.85%. For a 30-year employee earning $65,000/year, this means $36,075/year in annual pension benefits.
Frequently Asked Questions
How is the Kansas pension calculated?
The Kansas Public Employees’ Retirement System uses this formula: Years of Service × Final Average Salary × 1.85%. Your “final average salary” is based on your highest 3-year average. For example, with 25 years of service and a $60,000 final average salary: 25 × $60,000 × 0.018500000000000003 = $27,750 per year.
When can I retire with a full pension in Kansas?
Full retirement eligibility in Kansas: Age 65 with 5 years, or Age 60 with 30 years, or Rule of 85. You may be able to retire earlier with a reduced benefit — contact Kansas Public Employees’ Retirement System directly for your specific eligibility date based on your hire date and tier.
Does Kansas pension replace Social Security?
Kansas pension members also participate in Social Security. You will receive both your state pension AND Social Security benefits in retirement — two separate income streams.